Do Health Insurance and Self-employment Mix?

Red-CrossIn my Labor Day post, I talked about the importance of web workers advocating for ourselves, and why it is necessary. One of the topics for advocacy that is on everyone’s mind right now (at least in the U.S.) is healthcare, or more particularly health insurance. This topic is of special interest to the segment of web workers who are self-employed or work freelance.
What exactly is the current state of health insurance for the freelance worker in the United States? There are two key issues to consider: access and affordability. Read More about Do Health Insurance and Self-employment Mix?

Health Insurance Outlook for U.S. Soloists Not Entirely Awful

If you’re self-employed or thinking about it and you live in the U.S., one of your biggest concerns is likely to be health insurance. Most people in the U.S. — about 60% according to the National Coalition on Health Care — get health coverage through their employers.
But the health insurance outlook for the self-employed is not as bad as you might think. If you are reasonably healthy, you might be surprised how cheaply you can arrange coverage, especially if you choose a high-deductible health plan. And now that health insurers are looking for growth beyond their bread-and-butter large group policies, you could see even better rates as those insurers compete for your health coverage dollars.
Read More about Health Insurance Outlook for U.S. Soloists Not Entirely Awful